countessmouse: (Calvin BRB)
countessmouse ([personal profile] countessmouse) wrote2009-10-12 08:08 pm

Big Steps

On Saturday, after a ridiculously easy process, I was pre-approved for a home loan. After inputting my information with the mortgage company, I was so nervous I felt like throwing up when I hit the "finished" button. Then, three hours later, the lender calls to tell me I have excellent credit and they've approved me for A LOT more than I had anticipated. That doesn't mean I'm changing the current budget, though.

On Sunday, we saw our first house -- one that [livejournal.com profile] count_gunthar had been wanting to see. It was very nice but the kitchen was way too small. Gunthar keeps insisting that he can live with it, but I don't want us both unhappy six months after we buy it. Besides, that was the first house and I'm not so in love with it that I don't want to see anything else.

On Thursday, Gunthar and I are taking a day off to see houses and then go to the State Fair. If all goes well, we could be in a new home by the end of November.

Squee!

[identity profile] robinanderson.livejournal.com 2009-10-13 03:18 pm (UTC)(link)
You will know the right house when you see it. You will have an 'ah ha!' moment. Don't settle for less. My dad is a real estate broker for years and years and this is the advice he gave me when I bought my first house. It is true. We considered settling for several houses and then we found IT.

[identity profile] count-gunthar.livejournal.com 2009-10-14 02:23 pm (UTC)(link)
Unfortunately, I'm pretty sure "IT" is in Vancouver or Portland or Boulder. But she doesn't want to look there.

[identity profile] deafelis.livejournal.com 2009-10-14 03:52 pm (UTC)(link)
There will be a closer IT here, even though the weather and geography aren't the same. We also miss the snow and mountains. :)

[identity profile] deafelis.livejournal.com 2009-10-14 03:56 pm (UTC)(link)
This advice was also given to us by our (very awesome) real estate agent. It IS true. :)

You are right about the kitchen. You are also right to keep looking. :) The first house won't seem so awesome after he's seen a few more. ;) Be patient with the process - we didn't find ours for... 14 months? I think. And it was the second "perfect" house, just like Jen went through two recently.

Also: budget = good. :)

Good luck and great finds in your search. :D

:)

[identity profile] lady-katheryn.livejournal.com 2009-10-15 06:45 pm (UTC)(link)
I hope the hunting is going great! So much fun!

Another scary part - when you both start signing everything!